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WebJun 22, 2024 · Credit cards have become the most preferred way of payments. While they are used as convenience, it must also be understood that there is an obligation to pay the money outstanding on the credit card. WebMay 25, 2024 · Visit the issuer or a debt settlement agency. Explain your inability to make payments via a credit card settlement letter and mention that you’re open to negotiating … WebDec 16, 2024 · An outstanding balance, also known as a current balance, refers to the total unpaid amount on your credit card. This includes purchases, balance transfers , cash … first woman md